Settlement day is almost here! I'm sending this letter to recap
some details I've brought up throughout the transaction, just in case I missed
something, or you've forgotten something. Following is a list of things you
must accomplish prior to and on settlement/closing day. Remember -
settlement/closing day is a legal proceeding. The following items, if not
accomplished, CAN prevent settlement/closing from occurring on time.
1) Remember to bring your drivers license or some type of official
photo I.D. to the settlement/closing table with you.
2) You must have a "Bank" or "Cashiers" check made payable to your
title company. I will call you 3-5 days prior to settlement with the amount you
need to bring.
3) Call the title company and ask them to explain to you your
options for "How do I take title to the property?"
4) You should have a one year PAID homeowners insurance policy by
now. A copy of the "Declaration" page should be faxed to the mortgage company.
5) Some people have asked me in the past if they needed to be
"dressed up", for settlement. Absolutely not. Most people have been and will
be moving and getting dirty. Wear whatever you like within reason.
6) If you
have not already, you will receive .....................and
more..............